Our Favorite Finance & Budgeting Apps
These are the apps we personally use and recommend to our clients, friends, and family. They save us time, reduce financial stress, and help us align how we spend, save, and give with our values.
Personal Banking
Crew – The world’s most powerful checking account
Crew is our top pick for family banking—and here’s why: every single dollar in your Crew account earns high-yield interest (currently over 3.5% APY). That’s right: your checking account balance, your spending money, your emergency fund—all of it is working for you, all the time. And it’s completely free.
It’s the opposite of a credit card. Instead of being rewarded for spending, you’re rewarded for saving. And unlike traditional banks that only pay interest on separate savings accounts, Crew turns your entire balance into a money-making machine—with zero monthly fees, zero minimum balances, and zero catch.
Beyond the interest, Crew gives you real debit cards for every family member (including kids when you’re ready), smart “pockets” for organizing spending and saving goals, and automation that runs on autopilot. The dashboard gives you complete visibility and control.
What we love most: Crew makes your money work harder without you having to think about it. Every dollar counts, every dollar grows.
***Use our link below and get an extra 0.5% APY on all your money for the first 3 months!***
Business Banking
Relay – Business banking that makes Profit First automatic
Relay is our go-to for business banking. Here’s why: you can open up to 20 checking accounts and multiple savings accounts to organize your money by purpose—payroll, taxes, profit, operating expenses—all without fees or minimums.
And here’s what makes Relay truly unique: it’s the only business banking system that automatically separates your funds into categories based on percentages. If you use the Profit First method (or want to), Relay makes it effortless to divide your revenue into the right buckets the moment it hits your account. And it’s completely free.
Relay integrates with QuickBooks, Xero, Gusto, Stripe, and more, so your bookkeeping practically runs itself. You get real and virtual debit cards for your team, FDIC insurance up to $3M, and 24/7 support. The mobile and web interface is clean, intuitive, and built for business owners who want clarity without complexity.
What we love most: Relay keeps our business finances organized and visible, so we can make confident decisions without the mental gymnastics. No guessing, no stress—just clear control over where every dollar goes.
***Use our link below and get faster check deposits on your account!***
* We believe in transparency, so yes, these are affiliate links—but we would recommend them even if they weren’t. We want the best for your money, just like we want the best for ours.
